The Budgeting Journal: Take Control of Your Finances and Achieve Your Saving Goals

A comprehensive and accessible guide to designing and helping the reader stick to a budget. Aimed very much at the ordinary person, this budgeting journal is for everyone who wants to feel more in control of their spending and will help the reader to unpack their habits surrounding money in a non-judgemental and encouraging way. The journal begins with 20 pages of content that helps readers to understand how being more in control of their money will be beneficial for them, why they might have found it difficult so far, and by looking at how we spend money in the era of contactless and online payments. It then helps readers to identify what their goals surrounding money may be, and how to reach them with. Written in a calm, warm, tone, it is the perfect starting point for anyone wanting to take their money more seriously. It is a breath of fresh air in a space that often feels crowded with aggressive advice for how to make MORE money as opposed to managing and enjoying the money you already have. It is the essential tool for anyone wanting to have a little more oversight on their own spending and keep track of their habits around money. Attractively designed, and easy to follow, it is non-threatening, clear, and very reassuring. AUTHOR: Julie Bassett is a writer based in the UK. After almost a decade working in the publishing industry, as a senior sub editor and editor for a wide variety of magazine titles, Julie started working as a freelance writer in 2013. Since then, she has contributed to a vast number of magazines, books and websites, with a particular focus on health, wellbeing, fitness, mental health, mindfulness, nutrition and family life. Outside of writing, Julie can be found training for her next long-distance running challenge or having mini adventures with her family. SELLING POINTS: . Accessible and non-threatening journal for managing a personal budget. . 52 week undated format possible to begin at any point in the year. . Well-constructed introduction to the idea of budgeting with a focus on managing your money in the way that works for you. . Designed for the ordinary person and aimed at women and their specific financial needs.